Auto finance networking risk is more manageable
The healthy and stable development of automobile finance necessarily requires that risk be controlled. In the era of "Internet+", vehicle networking has developed rapidly. SREN believes that the automotive financial risk control through the automotive networking technology will become the future development trend.
Platform Functions
All-round risk warning
Automatic alarm for abnormal conditions of vehicles/equipment, early warning for entering and leaving dangerous areas (secondary points/garage, etc.)
Multiple air control model
Multidimensional wind control analysis model, 360 degree mass data analysis,
Comprehensive assessment of vehicle risk level to guide post-loan wind control management
At present, relatively mature vehicle networking technology in China mainly provides automobile diagnosis, intelligent fuel consumption monitoring, remote control, car entertainment, driving recorder, vehicle WiFi hotspot, GPS positioning, voice broadcasting and other services for the owners of existing vehicles. Others provide expert consultation services, maintenance envelopes, parts list and quotation, parts supply management, merchant service recommendation, merchant preferential push and near installation services for owners by integrating online and offline resources.
The data wind control scheme of vehicle networking can grasp the operation status of users in time, evaluate the profitability and repayment ability, change the traditional passive collection after breach of contract into pre-warning before repayment, make the collection more active and control the risk.
The financial institutions'vehicle networking system achieves unified management of all vehicles by installing in-vehicle intelligent terminals for each loan vehicle. For example, you can view the location of vehicles, individual driving behavior, track driving tracks, and set fences; It can also track the accident and failure information of the vehicle in time to ensure the security of the mortgaged assets.
Automotive Finance will become the strongest partner in the automotive aftermarket when it comes to car networking!